Insurance Programs For C.A.R. Members ONLY

Errors and Omissions
C.A.R.’s exclusive E&O program is offered through Navigators Insurance Company.  Coverage is available for all size firms.  Easy, online binding available for real estate brokers with less than $500,000 of gross commission income in the past 36 months. Premiums start as low as $517 per year!  Learn more

NEW: Group Personal Umbrella Program
We are pleased to present our newest offering a Personal Umbrella policy for Members of the California Association of REALTORS®. This policy provides coverage to protect you (and your estate) from a wide range of liability exposures for as little as $255 annually.  Learn more

C.A.R. Group Health Insurance – Open Enrollment Time!
C.A.R. OPEN ENROLLMENT runs from November 1st to December 15th for a January 1st 2016 effective date.

Medical Insurance
Now is the time to enroll in our group insurance programs with Anthem Blue Cross and Kaiser. We offer a wide choice of plans, and broad Anthem HMO and PPO networks. If you’ve enrolled in an individual or Covered California plan and found out you can’t see your doctor, check the C.A.R. group plans! Learn more

RealCare is the only agency that can offer you coverage through three different markets:

• The C.A.R. Group Health Plans – Anthem Blue Cross and Kaiser
• Individual and Family Plans
• Covered California

Let our experienced agents help you find a plan that works for you.

Dental Plans – Lower Dental Rates & Improved Benefits!
Effective January 1st the C.A.R. group dental plan will transition to MetLife. We’re going back to MetLife for lower rates, more plan choices AND higher benefit maximums. Our group plans cover more than most individual plans, with competitive pricing! Learn more

Vision Plans
MetLife will take over the C.A.R. vision plan effective January 1st. Don’t worry though, we’ll still be offering VSP benefits. VSP is the largest vision carrier in the nation. We’ll be adding a new, low cost vision plan too! Learn more

New: United Pet Care – Discount services for your pets!
Affordable * Instant Savings * No Claim Forms to File * No Deductibles to Pay * All pets qualify

C.A.R. is pleased to offer our members the opportunity to save money on your veterinary care costs through United Pet Care’s pet healthcare membership program.

• Low monthly rates and no deductibles or exclusions
• Save 20% – 50% on office visits, exams, vaccines, spays and/or neuters, diagnostics, radiology, dentistry, hospitalization, and all other well and sick care procedures.
• Choose from a selection of participating veterinarians at convenient locations.
• Savings are applied to your bill right in the veterinarian’s office at the time of service!
• Additional savings on boarding, grooming, doggie daycare, carpet cleaners, pet-sitting, photographers, and many other services.

  It’s easy to join!  And, we have a special C.A.R. member price. Enroll Now

  Questions? Call United Pet Care at (877)781-6622.

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