FHA Accepts More e-Signatures

The Federal Housing Administration (FHA) announced that as of January 30, 2014, it is granting expanded authority to lenders to accept electronic signatures (e-Signatures) on documents associated with mortgage loans. Origination, servicing, and loss mitigation...

Update on Mortgage Debt Forgiveness

CAR has been working with California Sen. Barbara Boxer to protect distressed homeowners from debt relief income tax associated with a short sale in California.  As part of this effort, Sen. Boxer requested the Internal Revenue Service (IRS) to provide guidance on...

Warning on RESPA Enforcement Actions

The Consumer Financial Protection Bureau (CFPB) has recently started taking enforcement actions against illegal referral fees in violation of the federal Real Estate Settlement Procedures Act (RESPA). This serves as a good reminder for real estate agents to understand...

Legal Q&A Update

C.A.R. provides REALTORS® with many legal articles covering a wide range of topics of interest. Three of our new or newly revised legal articles available at http://qa.car.org/ are as follows: Regulation Z – Ability to Repay Standard for Loans: Provides upcoming rules...
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