CAR Market Matters

Talking Points … New research from Labor Department data and a Dartmouth College professor shows that today’s young Americans are burdened by debt at a far greater rate than prior generations. Overall, more than a third of Americans age 24 to 28—or 35 percent—have debts that exceed their assets. Younger Americans today are taking on far less mortgage debt and far more student and credit-card debt than the early and late boomers did at the same age. Only 19.8 percent of today’s young Americans have home-related debt, down from 29.9 percent of their peers in the late 1980s and 43.1... Read more »

Research Infographics Available from CAR

Download the latest housing market and survey infographics. Share these with your colleagues and clients. Download infographics  Read more »

zipForm® Tip of the Month: Three Ways to Deliver Documents

Option 1: Faxing the old fashioned way, but with a twist! zipVault® lets you fax documents without using a fax machine. Simply click the “Send” icon on your toolbar and highlight the option “Fax”. Don’t forget to send a Fax Coversheet to your clients! The Fax Coversheet can be used to send documents into the same zipForm® transaction! Option 2: No need to download your documents, email straight from zipForm®! When sending an email, you can include any documents that have been saved as part of the file. Click the “Email” option, select the documents alongside... Read more »

One Cool Thing

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CAR Market Matters

Talking Points … Mortgage rates hovered at their lowest levels of the year for the third straight week this week, according to a survey published Thursday by Freddie Mac. The average 30-year fixed-rate mortgage stood at 4.1 percent for the week ending Wednesday, according to Freddie’s survey. One of the bigger surprises of 2014 may be that mortgage rates might end the year lower than they began, at around 4.5 percent, even as the Federal Reserve has gradually pared back its purchases of mortgage-backed securities. Mortgage refinancing has largely subsided because even though mortgage rates... Read more »

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