CAR Market Matters

Talking Points In addition to a down payment, borrowers also have to set aside money for closing costs, which can run into the hundreds or sometimes thousands of dollars. Lenders charge all manner of fees, some of which are negotiable, while others are not. Lenders...

zipForm Do’s and Don’ts

C.A.R. Standard Forms and zipForm®  C.A.R. Standard Forms are the GOLD standard in California.   C.A.R. and its members  spend considerable time and money  to copyright and protect those forms.  As a valued member, we want you to be able to use these forms and count...

FHFA extends HARP to 2015

The Federal Housing Finance Agency (FHFA) recently directed Fannie Mae and Freddie Mac to extend the Home Affordable Refinance Program (HARP) by two years to Dec. 31, 2015. The program was set to expire Dec. 31, 2013. In addition, FHFA will soon launch a nationwide...
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