by Heather | Oct 10, 2012 | C.A.R., TSBOR, TSMLS
Talking Points Today’s record-low mortgage rates have a lot of homeowners debating whether to refinance into 15- or 30-year mortgages, but few realize lenders offer products with all sorts of repayment periods, from five-year “balloon mortgages” to 29-year loans....
by Heather | Sep 18, 2012 | C.A.R., TSBOR, TSMLS
Talking Points There are several ways a new home-buyer can save money. From major moves like refinancing a mortgage, to more humble acts like bundling Internet and cable with one company, the savings potential for new or prospective homeowners is big. Borrowers who...
by Heather | Sep 4, 2012 | C.A.R., TSBOR, TSMLS
Talking Points Earthquakes, flooding, and unexpected deductibles are just a few of the costs a homeowners policy might not cover, but most Americans do not realize it. According to a MetLife Auto & Home Insurance Literacy Survey, many homeowners are clueless about...
by Heather | Aug 27, 2012 | C.A.R., TSBOR, TSMLS
Talking Points When it comes to assessing a home’s value, homeowners tend to be overly optimistic. However, appraisers are much more cautious, as they have to predict a realistic value for the home that the bank can use to extend credit to a buyer. There are five...
by Heather | Aug 13, 2012 | C.A.R., TSBOR, TSMLS
Talking Points When considering listing a home for sale, homeowners are advised to do many things – get rid of clutter, increase curb appeal, spruce up entryways, etc. Paying attention to how the home looks and smells are critical because it’s one of the first...
